Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR
Over the past decade, I’ve had the honor of helping families navigate some of life’s biggest decisions. Some are joyful – like finding the perfect waterfront home. Others are deeply personal, like helping a parent transition into assisted living. It’s these moments that remind me just how important it is to have the right information, the right support, and the right people by your side.
If you're beginning to explore assisted living options in North Carolina—whether you're in the coastal communities of Carteret County, the vibrant city of Wilmington, or anywhere in between—you’re not alone. It’s a decision that comes with plenty of questions, and I’m here to help answer them with clarity and care.
What is Assisted Living?
Assisted living communities provide housing, support services, and healthcare for older adults who need help with daily activities. Unlike nursing homes, which offer 24/7 medical care, assisted living is ideal for individuals who want to maintain independence while receiving a little extra support.
Think of it this way: your loved one can enjoy their own apartment-style living space, plus access to nutritious meals, housekeeping, social activities, transportation, and help with essentials like bathing or managing medications. For many families, it’s the peace of mind they’ve been searching for.
“To care for those who once cared for us is one of the highest honors.” – Tia Walker
Source: 1Plus1Cares
Why Demand for Assisted Living is Growing
Across the country, more than 800,000 Americans already live in assisted living communities, with the majority being women aged 85 and older. Source: American Health Care Association (AHCA)
Longer life spans increased awareness of care options, and a growing desire for independent but supported living make assisted living communities a top choice for today’s families.
What Services Do Assisted Living Communities Provide?
Services may vary slightly by location or provider, but most North Carolina assisted living communities include:
- Assistance with personal care (bathing, dressing, grooming)
- Medication management and health monitoring
- Housekeeping and laundry services
- Nutritious meals and snacks
- Scheduled transportation for appointments and errands
- 24/7 emergency response systems
- Recreational activities and social engagement
According to SeniorLiving.org: Assisted living facilities and residential care communities provide housing and assistive services for adults who need help with at least two activities of daily living.
Understanding the Costs: What You Need to Know
In North Carolina, the monthly median cost for assisted living is $6,354. In coastal cities like Wilmington monthly median cost for assisted living is $6,334. Trend slightly lower due to demand and amenities and depending on the region and level of care Source: Genworth Cost of Care Survey
Pros & Cons of Payment Options
According to Financial planner Samantha Dinh, most people afford assisted living in one of three ways:
- Self-insure (out-of-pocket savings)
- Use long-term care insurance
- Tap into life insurance policy riders
Source: SFGate
How to Choose the Right Assisted Living Community
Start with your loved one’s lifestyle, health needs, and personal preferences.
Ask yourself:
- Do they want to be near family, hospitals, or familiar places?
- Would they benefit from memory care or specialized support?
- Is coastal living—like Wilmington or Morehead City—something they’d enjoy?
Key Questions to Ask on a Tour:
- What is the staff-to-resident ratio?
- Are meals prepared in-house and are dietary restrictions accommodated?
- What’s included in the base rate vs. added on?
- How are emergencies handled?
- Can residents bring their own furniture and décor?
New Trends Reshaping Assisted Living in 2025 and Beyond
Today’s assisted living communities are evolving rapidly—no longer just places to reside, but vibrant environments promoting independence, purpose, and whole-person well-being. From affordable models to personalized care and tech-driven experiences, the focus is on empowering older adults to thrive.
Emerging Trends in Assisted Living
These innovations reflect a seismic shift in assisted living—toward environments that foster connection, wellness, purpose, and dignity for a new generation of seniors.
“Senior living is being reimagined—not just as housing, but as a launchpad for longevity and fulfillment.”
— McKnight’s Senior Living, Ziegler, The Mather Institute
Source: McKnight’s Senior Living
A Personal Note: The Human Side of This Decision
I once helped a retired school teacher find a community for her father in coastal North Carolina. She’d been his primary caregiver for nearly two years and was completely exhausted. We toured a few options in Wilmington and Newport, and after some careful thought, she found a great fit.
One week after move-in, she called me and said,
“I finally slept through the night. And Dad? He made a friend in the dining room.”
That’s what the right community can offer—relief, joy, and peace of mind.
“Aging is not lost youth but a new stage of opportunity and strength.” – Betty Friedan
Source: BelleVie Care
Frequently Asked Questions About Assisted Living
What’s the difference between assisted living and a nursing home?
- Assisted living provides help with daily tasks while promoting independence; nursing homes offer full-time medical care for complex health needs.
How much does assisted living cost in North Carolina?
- On average, between $3,800 and $5,000 per month, depending on location and services.
What services are typically included in assisted living?
- Most assisted living include personal care, meals, housekeeping, medication management, transportation, and social programming.
Conclusion
At Star Team Real Estate, we don’t just help you buy or sell a home—we walk with families through every life stage, including the important step into assisted living.
Whether you’re planning a future move, transitioning a loved one into care, or simply exploring your options, I’m here to guide you with compassion, knowledge, and local insight.
Why Do Families Trust Star Team Real Estate?
- Deep local knowledge of North Carolina’s senior housing
- 10+ years in real estate and lifestyle transitions
- Certified Luxury Home Marketing Specialist
- Personal, concierge-style support
Ready to take the next step?
Call me anytime, and we’ll talk through your goals and needs.
Just ask O.K Hogan—I’m always here to help.