What a Coastal HOA Covers and What It Does Not on the Crystal Coast
Author: Lugean Hogan, REALTOR®/BROKER, ABR, CLHMS When buyers ask me about HOA fees on the Crystal Coast, the first question is usually, “What does the HOA cover?”That…
Category: Buying
Emerald Isle vs. Wrightsville Beach: What Your Money Actually Buys
Author: Lugean Hogan, REALTOR®/BROKER, ABR, CLHMS A beautiful beach home can make you fall in love before you have looked closely at the numbers. I understand that.…
Flood Zones and Elevation Certificates, Explained for a First-Time Coastal Buyer
Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR If you are buying your first coastal home, you are going to hear a few terms that may be new to…
Bulkheads, Riprap, and Living Shorelines: What You Are Actually Buying
Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR When you're looking at waterfront property on the Crystal Coast, a bulkhead can be easy to take for granted. It's there,…
Deep-Water Waterfront Homes on the Crystal Coast: What Boat Owners Need to Know
By Lugean Hogan, REALTOR®/BROKER, ABR, CLHMS A waterfront home can have a gorgeous view and a beautiful dock without being the right property for your boat. I…
What Wind and Hail Deductibles Actually Cost on the Crystal Coast
Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR A wind or hail deductible can turn a small percentage into a very large out-of-pocket expense on a Crystal Coast home.If…
The Real Cost of Owning a Crystal Coast Home: Beyond the Mortgage
Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR Owning a home on the Crystal Coast costs more than the number on the mortgage statement.Property taxes, homeowners insurance, flood coverage,…
CAMA Dock Permits on the Crystal Coast: What Buyers Need to Know
Author: Lugean Hogan, REALTOR®/BROKER, ABR, CLHMS After more than 40 years in Carteret County, and years spent working with customers at my family’s Jones Brothers Marine business,…
What Raleigh Buyers Don’t Realize About Flood and Wind Insurance on Morehead City Waterfront Homes
Author: O.K. Hogan | REALTOR®/BROKER, CCIM, SFR A Morehead City waterfront home can look affordable when you first run the numbers. The purchase price fits. The mortgage payment…
The Coastal North Carolina Waterfront Buyer’s Playbook
By Lugean Hogan, REALTOR®/BROKER, ABR, CLHMS A waterfront home can offer boating, fishing, beach access, privacy, and wide coastal views. It can also come with responsibilities that…